Studio BK: Finest Handcrafted Animal Jewelry

Home Email Links Security Privacy Shipping Payment About Us Quality Custom 

Security At Studio BK®

Doing business on the Internet requires two
different types of security.  Both are described below.

Consumer Protection
Security (SSL) And Safe Shopping Are Provided
by RSA 128 bit Highest Grade Encryption

 

All Internet merchants owe it to their visitors to protect the privacy of their names, email and physical addresses, credit card, banking, social security, telephone and other personal and private numbers. 

Our customers are always protected by SSL 128-bit encryption whenever vulnerable kinds of information are provided to Studio BK.  Our 128-bit Strong Encryption is simply the best protection on the web today. 

The use of SSL 128-bit encryption may cause some web pages to operate a little slower than non secure pages.  This is a small price to pay for the peace of mind that it affords our customers and ourselves.

Q:  How can I tell the difference between secure pages and pages that do not have the special security and protection described above?

A:  Easy!  Read on a bit: 

There are two different places to look for evidence.  The first place to look is the address.  Whenever your credit card, Social Security or other vulnerable information is to be displayed and sent over the Internet you should  see that the address begins with "https://"  Ordinary pages begin with "http" and secure pages begin with "https" ... the added "s" means secure.  An "https" page is a secure page.  Note that nearly all of our pages are "ordinary" and do not need security, security is in force wherever it is needed to protect the safety of your financial information and privacy.

The second evidence can be seen by looking for the tiny "padlock" icon displayed at the bottom of your browser.  In Netscape the lock will appear at the bottom left of your screen, and with Internet Explorer and AOL it will be in the bottom right area.

   Examine the condition of the padlock icon.  If it is in the "open" position the page is not secure, if the lock is in the "closed" position then the page is securely encrypted.

 

Q:  How is it possible to send my credit card information by email without risk of the numbers being stolen?

A:  Credit card numbers are scrambled (encrypted) on the secure server prior to the data being transmitted to Studio BK.  We unscramble the information after it arrives on our end.  Your credit card numbers are never at risk of being stolen.   Additionally, customers' personal financial information is never stored on our web servers.

A Consumer Guide to Shopping on the Internet

There's no doubt that great deals, convenience, and choices abound online. But before you take advantage of all that the Internet has to offer, take a minute to download and read helpful safe-shopping tips. You'll learn how to be "cybersmart," and get the most from your online experience without putting yourself—or your wallet—at risk.   The information is in Adobe PDF format and requires use of the Adobe Acrobat Reader.  Don't have the reader?   Get it here for free, it will come in very handy in the future:

Once you have downloaded the safe-shopping tips and have Acrobat Reader in your computer you will be able to read any Acrobad PDF (portable document file) when you are online or offline.  It is a great convenience.

 How We Protect Ourselves:

There are a great many individuals who do their best to steal from businesses on the Internet.  Their methods are numerous, the most common are using stolen credit cards or lists of stolen credit card numbers.  There are many systems that we use to protect ourselves, a few are described below.  Other methods are not revealed here for security purposes.  We've become expert at delivering these criminals into the hands of law enforcement with the evidence needed for successful prosecution. 

Each order is manually verified in detail by us and the credit card issuing bank.  We individually investigate and verify physical addresses, shipping addresses,  phone numbers,  match customer names and phone records, personally speak with customers and more. 

We reject all orders which we cannot verify as being legitimate and immediately refer all details of attempted fraud to law enforcement.

Some legitimate orders may seem suspicious (fraudulent) when more than one of the following "red flags" are present:

  • Customer uses a free web email address such as HotMail or Yahoo!  (It's easier to be anonymous with such accounts and legitimate customers shouldn't be anonymous).
  • The credit card billing address does not exactly match the shipping address.
  • Very large or expensive order; the very best of everything.
  • Customer is in a hurry.
  • The order is "sloppy"; choices make little sense.
  • The computer's unique IP address is suspicious, not located in proper geographical area when compared with credit card billing address.

Other, more advanced techniques, including  neural networks, are also effectively used to prevent the theft of our handcrafted jewelry products.  We do our best to provide such would-be thieves with a set of polished steel bracelets (handcuffs, one size fits all) that they can uncomfortably wear as they are taken to police headquarters and booked for attempted fraud.  Other charges may also include interfering with Interstate commerce (Federal), conspiracy to defraud, etc.  You can bet your freedom that we take fraud very seriously.  This is not hype.  If your intention is fraud you are risking your freedom and the odds are not with you. 

If  high risk orders are to be accepted and processed they can only  be paid by alternate methods such as personal or business checks, money orders, Bank Wire transfers or Western Union.  You may review the details of the various methods of payment here:  PAYMENT

Q.  What is "CVV2" ?

A.  "CCV2" is a unique number on the back of all American Express, Visa and MasterCards.  It is a 3 digit code to the far right of the signature area on the back of the card.  People trying to use lists of stolen credit cards rarely have the CCV2 numbers for these cards.  We check these numbers for accuracy and prosecute those who are trying to defraud us.  PopUp A Sample CVV2

We do not ship to PO Boxes.  We will ship only to verifiable physical home or business addresses where we have certain knowledge that an authorized person will be available to accept and sign receipts for the shipment.  Authorized signatures are required for ALL shipments.

Every computer has its own unique IP address.  These addresses are logged and recorded by our system with every order.  In the event of attempted fraud we are will trace the attempt back to the originating computer.  Those who attempt fraud are prosecuted to the fullest extent of the law. 

Credit card payments are accepted ONLY from residents of the USA, Canada, Puerto Rico and the US Virgin Islands.  Due to a very high rate of foreign based credit card and merchandise fraud, all other international customers must pre-pay in US dollars by International Money Orders, American Express Traveler Cheques or bank wire.  Foreign shipments will not be made until after payment has been cleared.  We regret that such security measures are necessary.  Our security measures must be strict in order for us to remain in business.

Home Email Links Security Privacy Shipping Payment About Us Quality Custom 

Top

 

 Copyright © 2003 Hugh Brecher, Webmaster